RETIREMENT INCOME MATTERS
Retirement should feel more certain.
You spent years building your retirement savings. Now comes the surprisingly complicated part: figuring out how to actually live on it.
RIM helps people approaching or living in retirement turn savings, Social Security, pensions and other assets into an income strategy built around real life.
Not somebody else's retirement. Yours.
Saving Was the First Half of the Job.
For most of your working life, the advice was pretty straightforward:
Work. Save. Invest. Repeat.
Then retirement gets close and suddenly the questions are different.
How much can we spend?
Where should our income come from?
What happens if the market has a terrible year?
When should we take Social Security?
And the big one: Are we actually going to be okay?
Those aren't just investment questions.
They're retirement income questions.
And that's where we think the conversation should change.
THE RIM METHOD™
There is a science to retirement planning. The numbers matter — income, taxes, Social Security, pensions, market risk, longevity and more.
But there's another side that spreadsheets aren't particularly good at.
You.
What do you want retirement to look like? How much certainty helps you sleep at night? How important is flexibility, family or leaving something behind?
The RIM Method™ combines the analytical side of retirement income planning with the human side of retirement decisions.
Because the mathematically perfect plan isn't very useful if it's a plan you're uncomfortable living with.
Good Retirement Planning Takes More Than a Calculator.
SOLUTIONS
Your Retirement Is Closer Than You Think. Let's Get the Right Pieces Working Together.
Your retirement savings have different jobs to do. Some money needs to create income. Some may need to keep growing. Some should be available when life throws you a surprise. And some may eventually go to the people you love.
Retirement Income Planning
Protected Income Strategies
Tax-Aware Income Strategies
401(k), 403(b) & IRA Reviews
Social Security & Pension Coordination
Legacy & Family Planning
FOR TEACHERS
You've Spent Your Career Helping Others. Now Let's Help You.
Teachers often arrive at retirement with several good pieces already in place — a pension, a 403(b) or 457, Social Security and personal savings.
The challenge is figuring out how all those pieces work together.
RIM helps educators make sense of their retirement benefits and build a more coordinated income strategy for what's next.
A DIFFERENT RETIREMENT CONVERSATION
We'd Rather Have a Conversation Than Give You a Sales Pitch.
You don't need to arrive knowing what an annuity does, how Social Security is calculated or whether your 401(k) allocation makes sense.
That's our job.
Your job is to tell us what you want retirement to look like.
We'll ask questions, run the numbers, explain the trade-offs and help you understand your choices.
And if something isn't a good fit, we'll tell you that too.